Life Insurance Strategies
Kodiak Investment Management LLC
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This is another financial area that requires careful consideration. Balancing present and future
needs and accurate forecasting can be difficult. Strategies cannot be crafted in a vacuum and life
insurance is no different. All the aspects of your life must be considered. I consider your current
coverage and future needs when forming an overall financial strategy.
Life insurance may also be used to replace assets that are being gifted to charity. In this way you
can gift to charity and still remember your loved ones. This is an opportunity to leverage the size of
your estate. Substantial tax savings are available for you and your estate using this strategy. I
often include your tax professional in these discussions because of the substantial tax implications.